The conservative investment style employed in ‘Income Uplift’ offers a lower risk alternative to an all equity portfolio. This portfolio service focusses on dependable income streams yielding more than the All Share Index. While fixed rate bonds provide income certainty, we blend these with funds with some underlying equity content such as investment property bonds.
At Charlotte Square we believe that many income oriented investors could increase their income, sometimes substantially, without involving undue risk. While all near cash investments will see prices fluctuate, a well diversified Income Uplift portfolio can help mitigate investment risk.
In some cases returns can be achieved in a more tax efficient manner by investing in securities issued at a discount e.g. Zero Preference shares where the uplift to maturity value may be treated as a capital gain.
Several asset classes offer opportunity. Corporate bonds offer a degree of certainty with their published interest rates and maturity values. Returns may be enhanced with Convertible stocks with their link to ordinary shares, which may rise or fall in value.
Currently we believe the consistent income paying asset class with greatest potential is Investment Property. With careful selection, a generous dividend stream can be enhanced by a lift in the underlying asset class of the fund.
Investment Manager & Branch Principalwforsyth@charlotte.eu.com
We believe in an active investment style which adds value in differing market conditions.
- William Forsyth
- Investment Manager