INVESTOR ACCESS™ PORTAL

Client login Introducer / Adviser login

If you have any questions relating to online access or clients that have not requested online access, and would like to do so, please contact:

investadmin@charlotte.eu.com

Alternatively, please send a signed instruction to:

Investment Administration
Charlotte Square
40 Charlotte Square
Edinburgh, EH2 4HQ

Once received you will be sent an email containing your password, followed by a letter in the post confirming your login details.

INCOME UPLIFT
PORTFOLIO

Enhancing immediate income is a high priority for many clients in an era of low interest rates. ‘Income Uplift’ is our portfolio service designed to achieve this.

The conservative investment style employed in ‘Income Uplift’ offers a lower risk alternative to an all equity portfolio. This portfolio service focusses on dependable income streams yielding more than the All Share Index. While fixed rate bonds provide income certainty, we blend these with funds with some underlying equity content such as investment property bonds.

At Charlotte Square we believe that many income oriented investors could increase their income, sometimes substantially, without involving undue risk. While all near cash investments will see prices fluctuate, a well diversified Income Uplift portfolio can help mitigate investment risk.

In some cases returns can be achieved in a more tax efficient manner by investing in securities issued at a discount e.g. Zero Preference shares where the uplift to maturity value may be treated as a capital gain.

Several asset classes offer opportunity. Corporate bonds offer a degree of certainty with their published interest rates and maturity values. Returns may be enhanced with Convertible stocks with their link to ordinary shares, which may rise or fall in value.

Currently we believe the consistent income paying asset class with greatest potential is Investment Property. With careful selection, a generous dividend stream can be enhanced by a lift in the underlying asset class of the fund.

Please refer to our latest brochure  and quarterly review for more information.

 

William Forsyth

Investment Manager & Branch Principal

wforsyth@charlotte.eu.com

We believe in an active investment style which adds value in differing market conditions.

  • William Forsyth
  • Investment Manager